Last Updated: December 1, 2025
Welcome to the Patriot Benefits website (“Site”). By accessing or using this Site, you agree to be bound by the following Terms & Conditions. If you do not agree, please discontinue use immediately.
These Terms & Conditions govern your use of the Site and any services, information, or resources provided by Patriot Benefits (“we,” “our,” or “us”).
1. Use of the Website
You agree to use this Site only for lawful purposes and in a manner that does not infringe on the rights of others or restrict their use of the Site. You may not:
Interfere with the security or functionality of the Site
Copy, distribute, or misuse content without authorization
Attempt to access restricted areas of the Site
Use the Site to submit false or misleading information
2. No Professional Advice
Information on this Site is for general informational purposes only.
It does not constitute:
Legal advice
Financial advice
Insurance guarantees
Professional recommendations
You should consult a licensed professional for advice regarding your specific situation.
3. Services and Communications
By submitting forms or contacting Patriot Benefits, you consent to receive communication from us or our licensed partners, including:
Phone calls
Emails
SMS/text messages
You may opt out of marketing communications at any time.
4. Accuracy of Information
While we strive to provide accurate and up-to-date information, we make no guarantees regarding:
Completeness
Accuracy
Reliability
Availability
Suitability
Information may change without notice.
5. Third-Party Links
This Site may include links to third-party websites. We are not responsible for:
Content on those sites
Privacy practices
Accuracy of information
Services they provide
Accessing third-party sites is at your own risk.
6. Intellectual Property
All content on this Site—including text, graphics, logos, icons, images, and software—is the property of Patriot Benefits or its licensors and is protected by intellectual property laws.
You may not:
Copy
Modify
Reproduce
Redistribute
Display or publish
any content without prior written permission.
7. Limitation of Liability
To the fullest extent permitted by law, Patriot Benefits is not liable for any damages arising from:
Use or inability to use the Site
Errors or omissions in content
Unauthorized access to data
Third-party actions
Technical issues or downtime
Your use of the Site is at your own risk.
8. Disclaimer of Warranties
The Site is provided “as is” and “as available” without warranties of any kind, either express or implied, including but not limited to:
Fitness for a particular purpose
Non-infringement
Accuracy or reliability
We do not guarantee uninterrupted or error-free operation of the Site.
9. Indemnification
You agree to indemnify and hold Patriot Benefits harmless from any claims, liabilities, losses, damages, or expenses resulting from your violation of these Terms or misuse of the Site.
10. Governing Law
These Terms & Conditions are governed by and interpreted under the laws of the State of [Insert State], without regard to conflict-of-law principles.
11. Changes to Terms
We may update these Terms & Conditions at any time. The “Last Updated” date at the top reflects the latest version. Continued use of the Site constitutes acceptance of the updated Terms.
12. Contact Us
If you have any questions about these Terms & Conditions, please contact us.